Simarmata, Patricia Eunike Vanuela, et al. “Pegadaian and the Grassroots Economy: Propensity Score Matching Analysis of Market Expansion Potential to Support MSMEs Financing”. Journal of Economic, Business & Accounting Research, vol. 4, no. 1, July 2026, doi:10.61511/jembar.v4i1.2026.3554.