CANDELIA, Dera Eka; MAULANA, Lukman Aditya. Virtual gold locker (VGL) as a digital innovation in gold pawn services: An analysis of opportunities, challenges, and its impact on user behavior. Journal of Entrepreneurial Economics, [S. l.], v. 3, n. 2, p. 177–192, 2026. DOI: 10.61511/jane.v3i2.2026.3398. Disponível em: https://www.journal-iasssf.com/index.php/JANE/article/view/3398. Acesso em: 11 oct. 2026.