From dowry to investment: The role of gold bullion in financial planning for young couples’ marriage
DOI:
https://doi.org/10.61511/ghde.v2i1.2025.3390Keywords:
gold bullion, wedding, young coupleAbstract
Background: Financial planning is a crucial aspect of a young couple's wedding preparations, especially amidst increasing economic pressures and financial instability. Gold can be used as an alternative dowry. Over time, gold bullion has become a financial asset with investment value. Methods: This research uses a descriptive qualitative approach through literature review and conceptual analysis of the use of gold bullion in wedding financial planning. The analysis is conducted by integrating financial planning theory and Islamic economic principles to examine normative aspects and contemporary practices. The period of the research year reviewed is from 2020-2025 with sources of international and national journals, books and reports. Findings: Research results show that gold bullion plays a multifunctional role in young couples' wedding financial planning. Besides serving as a dowry, gold bullion serves as a hedge against inflation, a store of value, an emergency asset, and a long-term investment instrument. Utilizing gold bullion encourages financial discipline and increases household economic resilience in the early stages of marriage. Conclusion: Gold bullion serves as a strategic link between wedding practices and modern financial planning. Integrating gold bullion into wedding preparations not only upholds cultural and religious values but also enhances the financial sustainability of young couples' households, particularly within the framework of Islamic economics. Novelty/Originality of this article: This research offers novelty by positioning gold bullion not merely as a symbol of dowry, but as an integrated financial planning instrument for young couples, which connects wedding traditions, investment strategies, and family financial management based on Islamic economics.
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