Ummat-Ecomap: Strategic analysis of spatial based digital innovation for ziswaf optimization in economic development

Authors

  • Nabila Rajabbilaula Department of Sharia Economic, Islamic of Faculty, Universitas Siliwangi, Tasikmalaya City, West Java 46115, Indonesia
  • Muhammad Ramdan Ridwanullah Department of Sharia Economic, Islamic of Faculty, Universitas Siliwangi, Tasikmalaya City, West Java 46115, Indonesia

DOI:

https://doi.org/10.61511/ersud.v3i1.2026.2733

Keywords:

alms, infak, spatial analysis, waqf, zakat

Abstract

Background: The size of the population with a majority religion does not make an area prosperous. As a city with a Muslim population of 98.5%, Tasikmalaya—also known as the city of waqf—still faces socio-economic contradictions in the form of high poverty and unemployment rates. The potential for Zakat, Infak, Sedekah, and Wakaf (ZISWAF) funds in this region is enormous, but their contribution to poverty alleviation has not been optimal due to conventional management patterns that are not based on accurate data. Although previous studies have shown the strategic role of Islamic philanthropy in economic empowerment, its effectiveness is often hampered by limited transparency and minimal use of spatial data. Therefore, this study aims to formulate the UMMAT-EcoMap concept as a digital instrument to optimize the strategic and sustainable distribution of ZISWAF. Methods: This study uses descriptive qualitative approach with a literature review design combined with spatial analysis. The analytical framework integrates Geographic Information Systems (GIS) and unbalanced growth theory to map pockets of poverty, regional characteristics, and the potential of relevant local economic sectors as targets for ZISWAF utilization. Findings: The results show that UMMAT-EcoMap enables increased accuracy in ZISWAF distribution through real-time mapping based on welfare indicators and sectoral potential. In line with Hirschman's theory, this approach has the potential to create growth poles in leading sectors supported by ZISWAF funds, thereby promoting economic spillover effects for other supporting sectors and regions. Conclusion: UMMAT-EcoMap is a strategic innovation that synergizes spatial analysis with Islamic philanthropy governance, thereby increasing the effectiveness, transparency, and impact of ZISWAF in accelerating poverty alleviation in Tasikmalaya. Novelty/Originality of this article: The novelty of this research lies in the integration of Geographic Information Systems (GIS) with Unbalanced Growth Theory (Hirschman’s Theory) to transform Islamic philanthropy (ZISWAF) management.

References

Abrori, A., & Kharis, A. (2022). Dakwah transformatif melalui filantropi: Filantropi Islam dalam mengentas kemiskinan dan ketidakadilan. Jurnal Al-Ijtimaiyyah, 8(1), 102–130. https://doi.org/10.22373/al-ijtimaiyyah.v8i1.13009

Adam, F., Nabila, N., & Hidayati, N. (2018). Poverty reduction through the ZISWAF program the Sinergi Foundation village barn in Cibaeud Village Tasikmalaya District. Review of Islamic Economics and Finance, 1(1). https://doi.org/10.17509/rief.v1i1.13857

Afrina, D. (2020). Manajemen zakat di Indonesia sebagai pemberdayaan ekonomi umat. EkBis: Jurnal Ekonomi dan Bisnis, 2(2), 201. https://doi.org/10.14421/ekbis.2018.2.2.1136

Ahmed, A., Hidrobo, M., Hoddinott, J., Kolt, B., Roy, S., & Tauseef, S. (2025). Sustainable poverty reduction through social assistance: Modality, context, and complementary programming in Bangladesh. American Economic Journal: Applied Economics. https://doi.org/10.1257/app.20230108

Ajustina, F., & Nisa, L. F. (2024). Implementasi prinsip ekonomi syariah terhadap pengembangan ekonomi umat untuk meningkatkan pertumbuhan ekonomi. Jurnal Ilmiah Ekonomi dan Manajemen, 2(6), 626–637. https://doi.org/10.61722/jiem.v2i6.1575

Anisa, L. (2025). Sustainable finance from the perspective of maqashid syariah. Al-Mabsut: Jurnal Studi Islam dan Sosial. https://doi.org/10.56997/almabsut.v19i1.2070

BPS Kabupaten Tasikmalaya. (2025). Jumlah penduduk menurut kecamatan dan jenis kelamin. Badan Pusat Statistik. https://tasikmalayakab.bps.go.id/id/statistics-table/2/MTE3IzI=/jumlah-penduduk-menurut-kecamatan-dan-jenis-kelamin.html

BPS Kota Tasikmalaya. (2024). Data kependudukan Kota Tasikmalaya. Badan Pusat Statistik. https://tasikmalayakota.bps.go.id/id/news/2024/12/12/476/data-kependudukan-kota-tasikmalaya-.html

BAZNAS. (2021). Laporan keuangan BAZNAS tahun 2021. Badan Amil Zakat Nasional.

BAZNAS Kota Tasikmalaya. (2024). Unduhan dokumen resmi BAZNAS Kota Tasikmalaya. Badan Amil Zakat Nasional Kota Tasikmalaya.

Deffinika, I., Susilo, S., Abdillah, M., Kenedy, B., Putri, I., Zachra, A., Anggriani, S., & Kumalasari, D. (2024). Socio-spatial analysis of poverty: A comprehensive study on integrating multidimensional poverty indices with geographic conditions in Krucil District, Probolinggo, Indonesia. Journal of Population and Social Studies. https://doi.org/10.25133/jpssv332025.035

Farma, J., & Umuri, K. (2021). Filantropi Islam dalam pemberdayaan ekonomi umat. JEIPS: Jurnal Ekonomi Islam dan Perbankan Syariah, 1(1), 13–26. https://doi.org/10.25133/jpssv332025.035

Fragoso, K. (2024). Poverty as capability deprivation: Considering the relational approach, group-based analysis, and socio-structural lens. European Journal of Social Theory, 28, 247–263. https://doi.org/10.1177/13684310241270471

Hayati, F., & Soemitra, A. (2022). Filantropi Islam dalam pengentasan kemiskinan. E-Mabis: Jurnal Ekonomi Manajemen dan Bisnis, 23(2), 109–121. https://doi.org/10.29103/e-mabis.v23i2.866

Islam, J. E., & Zakat, P. (2021). Peran zakat, infaq, shadaqah dan wakaf dalam memberdayakan ekonomi umat. Al-Sharf: Jurnal Ekonomi Islam, 2(1), 35–46. https://doi.org/10.56114/al-sharf.v2i1.137

Jumratul Aini, Muh. Yunan Putra, & Dinah Husniah, “The Impact of Digitalization on the Optimization of Zakat Fund Collection at Baznas Republic of Indonesia,” FiTUA: Jurnal Studi Islam, Vol. 6, No. 1 (2024). https://doi.org/10.47625/fitua.v6i1.975

Kementerian Agama Republik Indonesia. (2025). Data tanah wakaf kabupaten/kota. Kementerian Agama Republik Indonesia. https://siwak.kemenag.go.id/siwak/tanah_wakaf_kab.php

Kurniawan, D., & Ramadhan, M. (2025). The influence of economic growth, education, and macroeconomic factors on regional poverty reduction. Jurnal Ilmiah Manajemen Kesatuan. https://doi.org/10.37641/jimkes.v13i4.3372

Latifah, F., & Lubis, R. (2020). Digitalization of ZISWAF development in Indonesia. Proceedings of the 1st Conference on Islamic Finance and Technology (CIFET). https://doi.org/10.4108/eai.21-9-2019.2293962

Latue, P. C. (2023). Analisis spasial temporal perubahan tutupan lahan di Pulau Ternate Provinsi Maluku Utara citra satelit resolusi tinggi. Buana: Jurnal Geografi, Ekologi dan Kebencanaan, 1(1), 31–38. https://doi.org/10.56211/buana.v1i1.339

Makhrus, M., & Saepudin, E. (2023). Gerakan filantropi Islam berbasis media sosial dan implikasinya terhadap pemberdayaan masyarakat di Indonesia. Jurnal Ilmiah Ekonomi Islam, 9(2), 1906–1919. https://doi.org/10.29040/jiei.v9i2.8911

Mathenge, M., Sonneveld, B., & Broerse, J. (2022). Mapping the spatial dimension of food insecurity using GIS-based indicators: A case of Western Kenya. Food Security, 15, 243–260. https://doi.org/10.1007/s12571-022-01308-6

Nurhutami, M., Mu’minah, A., Yamin, A., Pahrulroji, A., & Insani, H. (2024). Promoting the competitiveness of Tasikmalaya UMKM through strategies for product innovation development. Jurnal Industri Kreatif dan Kewirausahaan. https://doi.org/10.36441/kewirausahaan.v7i2.2752

Ramadhan, A., Azri, S., & Ridha, M. (2023). Strategies and innovations in the management of ZISWAF funds through digital platforms for sustainable community development. Proceeding of the International Conference on Islamic Philanthropy. https://doi.org/10.24090/icip.v1i1.305

Ridho, H., Sodiqin, A., & Mujib, A. (2025). The Evolution of Islamic Philanthropy in Indonesia’s Digital Age (2016–2023). Al-Ahkam: Jurnal Ilmu Syariah, 35(1), https://doi.org/10.21580/ahkam.2025.35.1.23721

Saputri, M. (2024). Transformasi digital dalam filantropi Islam: Optimalisasi pengelolaan zakat dan wakaf melalui fintech syariah. SANTRI: Jurnal Ekonomi dan Keuangan Islam. https://doi.org/10.61132/santri.v2i6.1143

Efita, S. D., & Triase, “Optimizing Zakat Distribution with GIS and Data Mining in Community Empowerment at BAZNAS Deli Serdang,” Journal of Information Systems and Informatics, Vol. 6, No. 4 (2024). https://doi.org/10.51519/journalisi.v6i4.942

Sinurat, R. P. P. (2023). Analisis faktor-faktor penyebab kemiskinan sebagai upaya penanggulangan kemiskinan di Indonesia. Jurnal Registratie, 5(2), 87–103. https://doi.org/10.33701/jurnalregistratie.v5i2.3554

Sugita, A., Hidayat, A. R., Hardiyanto, F., & Wulandari, S. I. (2020). Analisis peranan pengelolaan dana ZISWAF dalam pemberdayaan ekonomi umat pada LAZISNU Kabupaten Cirebon. Jurnal Indonesia Sosial Sains, 1(1), 9–18. https://doi.org/10.36418/jiss.v1i1.6

Xu, Y., Mo, Y., & Zhu, S. (2021). Poverty mapping in he Dian-Gui-Qian contiguous extremely poor area of Southwest China based on multi-source geospatial data. Sustainability. https://doi.org/10.3390/su13168717

Zaenurrosyid, A., Sholihah, H., & Hidayatuloh, N. (2024). The Islamic philanthropy model based on maslahah principles for developing Islamic campus in Java. Ijtihad: Jurnal Wacana Hukum Islam dan Kemanusiaan. https://doi.org/10.18326/ijtihad.v24i2.279-304

Downloads

Published

2026-02-28

Issue

Section

Articles

Citation Check